We reduced our debt by $108,211.80 in one year! – Net Worth & Debt Update March-April 2017

So, it’s been one year. A year since we tallied up just how deep in debt we were and decided to eliminate it on a ten year deadline and document it on owningburtonfarm.com. This is a special post. Not only will I be talking about March and April’s numbers, I will also be talking about how we eliminated $108,210.80 in debt in our first year. I’m putting the numbers in a spreadsheet in our resource library so you can see exactly how we did it.   You can see where we…

How to Bust Through Excuses for Not Homesteading

This is part one of a four-part series on busting through the excuses for not homesteading so you can live more sustainably. Let’s dig in. “Oh, I’d love to homestead, but I DON’T KNOW HOW.” Oh, honey. This is a terrible excuse for missing out on some real personal satisfaction. Remember when you learned to tie your shoes? At one point in your life, you did not even know how to tie your shoes. So you watched someone else do it every morning. Then you decided you WANTED TO LEARN HOW to tie…

How to Get on With Life When You’re in Debt

Let’s talk Debt for a minute. Dirty, Dirty Debt. Debt makes you feel all kinds of negative things– shame, fear, anger, hopelessness, guilt, regret. You just wish it was gone, over, paid in full. Every day seems like a struggle just to make ends meet. Every day you regret buying that two-seater that will be taking your fun-money for the next six years. It’s going to take 6 months to pay this diamond off, two years to pay off that credit card, five years to pay that medical debt. I feel you. I’ll be…

How we found ourselves $276,243.63 in debt

 April 8, 2016. I’m not going into details today about the circumstances surrounding it, but this was a burdensome, heavy-hearted day in my life. An informal, undocumented loan was called due by text message at 3:30 AM, followed up by an email at around 4:30 AM, net seven days, mind you, so I applied online that evening to four different  reputable lenders. The next morning, my local credit union dumped fifteen grand into my checking account and it was official. I was the deepest in debt I had ever been in…